Retirement Calculator

See how much you could have at retirement and the yearly income it may support.

How this calculator works

Savings grow with monthly compounding plus your monthly contributions. Income uses a withdrawal-rate rule such as 4%. Today's-dollar values are discounted by inflation.

Frequently asked questions

What is the 4% rule?

It suggests withdrawing about 4% of your portfolio in the first year of retirement, then adjusting for inflation.

Figures use 2026 US federal tax parameters. Results are estimates only.