Finance Calculator

A time value of money calculator. Choose what to solve for and fill in the other values; the field you solve for is ignored.

How this calculator works

It uses FV = PV x (1 + i)^n + PMT x ((1 + i)^n - 1) / i with monthly compounding and payments at the end of each month.

A dollar today is worth more than a dollar later because it can earn interest.

Figures use 2026 US federal tax parameters. Results are estimates only.